Welcome to Gold 401k
Welcome to Gold 401k, an informative portal that will guide you through the process of adding precious metals to your 401k, 403b. 457b or any other type of retirement plan.
About this site
Our site is powered by a team of retired financial experts and seasoned financial writers that have a passion for portfolio diversification, commodities, alternative investments, hedge funds and more. Some of us have been working on Wall Street trading floors for years. Read more about our team and mission on the about us page.
Please rest assured that we are a 100% independent financial blog. Note however, that the FTC regulations require us to warn you that the content on this website does not constitute “financial advice” and should not be taken as such. It has been published solely for informational purposes. Always do your own diligence and speak to a certified and qualified financial advisor before making any investment decision. The owners of this website may be compensated for recommending Regal Assets. The content on this website, including the positive review of Regal Assets, the negative review of its competitors, and other information, may not be independent or neutral.
If you haven’t done it already, we recommend requesting our
$299 FREE 401k & IRA gold investment kit on the right hand side. We are offering you this kit free of charge in partnership with Regal Assets, America’s leading gold investment firm based in Burbank (California). Regal Assets specializes in Gold 401k and IRA Rollovers and was featured in Smart Money, Yahoo Finance, Forbes, Market Watch, Reuters and many other trusted financial newspapers. You can talk to one of their gold investment advisers toll-free by calling 1-877-205-1104 during business hours (PDT).
The Gold Investment Kit contains crucial information, such as:
- Setting up a Gold IRA that meets the IRS guidelines.
- How to Roll over a 401k from a previous employer to a precious metals IRA.
- Choosing an accredited Custodian or Trustee.
- Precious Metals Storage Options.
- Information on taxation and IRA options.
- Information on top bullion coins & bars for your IRA.
- How to avoid scams and maximize your precious metals IRA returns.
- Free edition of Smart Money magazine.
- For a limited time: when you request the kit, you will be entered for a chance to win a silver American proof.
As Quantitative Easing Policies Continue, Can you Really Trust Fiat Currencies?
As the Federal Reserve, Bank of England and other major banks continue to desperately print money in an effort to stabilize their currencies and kickstart their economies, the world’s major currencies are bound to keep losing value. Long gone are the days where investors could rely on the government to fully handle their IRA investment strategy. Today, smart investors are diversifying to avoid the worst. Dedicating 10 to 20% of your assets in precious metals is an investment strategy that is recommended by some of the world’s most prominent economists and financial analysts.
Can Physical Gold Bullion Really Help Me Strengthen My 401k Plan?
You probably already know that precious metals have had the best track record out of any asset class in the last 50 years. Why? For several reasons, but mainly because historically the demand has always been high and the supplies limited. (c.f. Unlike paper currency, real estate and other types of investments, gold is a commodity that cannot be produced at will. There is only a certain amount of gold that can be extracted from our planet).
History has shown that gold was still able to strive in times of rough economic and political landscapes. Can you say the same about paper currency, real estate, stocks & bonds? Certainly not. That said, any experienced financial analyst will tell you that diversification is the best strategy when it comes to investing for your retirement. APMEX experts recommend investing 10 to 20% of one’s total portfolio on gold for optimal results.
If you have a 401k or IRA account, you can convert part of it to gold investments. There are many things you should know before making such a move, such as what types of gold you’re allowed to invest in and how to find a reputable and trustworthy custodian to work with. Start by requesting the free Gold 401k/IRA Investment kit on the right hand-side of this page. The kit compiles all the necessary information you need to know before getting started.
Why Will Physical Gold Bullion Be Such a Hot Investment in 2016?
Unlike “paper gold”, physical gold & silver bullion coins and bars are not part of the banking system. Many investors make the mistake of investing only in ETFs or gold mining stocks, which does not provide them with the same advtanges as investing in physical gold bullion. Think about it, what obliges an investment firm like Fidelity or Vanguard to deliver your gold? Nothing. If there is another economic meltdown like the one in 2008, your investments will be at risk.
Gold prices have been constantly going up for the past 50 years. Do you know of any other type of investment that has had a similar track record? Gold prices will always be going up because the gold supplies on earth are LIMITED. There will always be a higher demand than supply.
The wise investor buys an asset class that is bound to increase in value due to demographics, weather, market momentum or fundamental laws. If you knew it was going to rain tomorrow, then you would invest in a company making umbrellas today. In the present rough economy, wise investors purchase gold because it is bound to increase in value due to fundamental laws governing supply & demand, inflation and government deficits.
Learn more about the reasons why gold is the best investment right now on this page.
Rolling Over Your 401k into Gold
If you have a 401k through your employer, you can make investments while working without having to worry about paying taxes on them. Sometimes a fiduciary might not offer you the option of investing your 401k into gold, which is why it is imperative that you know your options beforehand. If you are no longer working for the employer, the situation is relatively simple to resolve. You have the option of continuing in the 401k through your employer or you can roll everything over into your own gold individual retirement account. However, when you are still working for the employer you might notice that you are unable to roll your assets into an IRA until after you opted out of the 401k. Quitting your 401k may cause you to forfeit any potential contributions from your employer in the future.
Learn more about how to have Gold backed 401k here.
Requirements & Type of Gold Allowed for a 401k
When it comes to purchasing gold, there are a few legal issues requiring investigation beforehand. Purity of the gold bullion, as well as accreditation is extremely essential when it comes to your gold 401k. All of the requirements need to be implemented in order to comply with the government in an attempt to diversify your portfolio.
Gold purity in a 401k is of the utmost importance. IRA’s will only accept bars and bullion at least 99.5 percent pure. It has also been referred to as 9950 fineness. Any gold that is not that pure is unable to be counted as part of the IRA, and it doesn’t meet the standards set into motion. Investors are not able to purchase just those gold bars available for their IRA, but they will need to ensure all of the investments maintain specific standards and requirements. Reputable companies selling Credit Suisse bars are often the most reliable because they are 99.99 percent pure or of 9999 fineness.
Learn more about the types of gold that you can get for your gold 401k here.
Benefits of a Gold 401k Rollover
A Gold 401k rollover may be a great way to diversify and protect your investment portfolio. Gold is not just the oldest form of currency in the world, but it is also a valuable material needed by many industries in the world. Gold is needed in Dentistry, in Electronics, in High Tech, in Architecture & Design and many other industries. Again, gold supplies on our earth are limited and hard to extract. People will want stability in their retirement investments. Gold has not been riding the same roller coaster that other investment vehicles have endured. It also has certainly not suffered any big crashes in price either. Your old company’s 401k can be rolled over into a Gold IRA by several custodians. Check out our 2016 rankings of America’s Gold IRA and 401k companies on this page.